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Save on Personal and Homeowner Loans

Compare rates from over 60 cheap loan companies and brokers such as Abbey, AA, Egg, Lloyds, Blackhorse, Tesco, Nothern Rock, Alliance and Leicester, and many others. Our aim is to make it easy for you to get a personal loan at cheapest interest rate. Click on one of the loan providers below to get an instant online finance quote.

Abbey Loans offer both personal loans and secured loans for homeowners who have unsecured equity on their property, you can be sued to provide security for secured personal loans.

AA Loans offer car loans, personal loans for any use with no fees for early repayment. Benefits of an AA Loan are money transferred to your chosen bank account, a three-month repayment holiday, fixed payments and much more.

Apply for a Lloyds personal loan online and get an instant decision on your application the next day. With a Lloyds TSB loan you can borrow up to 25,000.

An Alliance and Leicester loan can provide personal finance up to £20,000 with a maximum of 5 years to repay.

Egg Loans offer personal loans from 5000 to 25,000 with no penalty for early repayments and you can also take payment holiday breaks.

The Black Horse loan company offers a variety of loans that meet their customers financial needs. Black Horse have standard unsecured loans, with flexible repayment options and you can arrange for optional holiday breaks in repayment.

With a Northern Rock personal unsecured loan you can borrow from £1,000 up to £25,000 with a fixed interest rate.

What’s the main difference between secured and unsecured loans?

With secured loans the consumer has to provide security against the money being borrowed, and unsecured loans do not. Each loan does have different interest rates and repayment terms associated with it, plus it also depending on your personal circumstances and credit score rating.

A secured loan needs the borrower to give a form of security to the lender if the consumer cannot repay the loan agreement amount, such as a house or car. This of course will mean the consumer could loose their home or car, if the lender has to recover the money that was lent plus any interest and penalty fees. With a secured loan you can borrow much more money than you can with an unsecured loan, the interest rates are usually a lot lower too. How much you can lend will depend on your assets and the value of them to borrow against. Secured loans are sometimes also known as homeowners loans too.

Unsecured or personal loans as they are also know do not require the consumer to put any security against the loan, so you cannot loose your home or vehicle over it if you default on the loan. The consumer promises to payback the personal loan agreement amount that includes interest as well. The lender will base its lending criteria on the consumer’s income and credit history. The most popular types of unsecured loans are personal loans, payday loans and student loans. An unsecured personal loan will have a higher interest rate than you would associate with a secured loan.

Loan terms and definitions.

APR (annual percentage rate)
Term of the loan - length of the loan
TAR (total amount repayable)
Penalty charges – early repayment and missed repayments

All the finance companies you see listed above are all reputable loan providers or lenders and we offer an unbiased review of their current finance offer. We aim to make your search for loans much easier.